PortfolioArmor.com Privacy Policy

1. Introduction

PortfolioArmor.com, which is owned and operated by Launching Innovation LLC, ("We/Us") is committed to your privacy. This Privacy Policy details how we use your personal identifying information. This Privacy Policy may be modified at any time without advance notice to you. Please review this document each time you visit us or use any of our tools or services.

We collect information so that we can provide you with proper service and to improve our services, content and tools and so that we can administer our user accounts. We also collect information so that we can make sure that our users can easily navigate our site and locate the tools and services that they wish to use.

It is our policy, except as noted below, not to sale, trade, lease, give away or otherwise release your personal information, which includes your name, surface address, home or business telephone number and your e-mail address. Information we collect used to establish your membership account, provide customer service to you, process transactions between you and us or third parties, conduct analysis of our systems, improve our services and tools, to provide you with content targeted to your preferences and interests, and to facilitate the provision of interactive content.

We also use your information to identify you when you log into the site and provide uploaded data and files to us.

We also shall use your information to communicate with you regarding standard business and commerce needs, such as sending information about new tools, services, functions, purchase confirmations, welcome emails, and billing reminders. We sometimes issue surveys and marketing information regarding products and services that we think will be of interest to you. Such information may come from us or businesses we are in partnership with or are otherwise affiliated with. If you do not wish to receive information about marketing information or surveys you may opt out from receiving the same. However, it Is required that we always have the ability to contact you about site related business related to your account such as account related statements and confirmation emails.

2. General Information

We are not responsible for the privacy of any information that you post, publish or distribute on our site or via our site. Remember that our site allows you to post certain information on our site that is available for the public to see. We cannot promise that content will be anonymous in nature for various reasons that may be outside of control such as governmental action, subpoenas and other actions we can be responsible for.

We do not store your credit card information on our servers. When we request your credit card information it is entered into a form on our site then immediately transferred to Authorize.net via a 256-bit encrypted connection certified by an SSL (secure socket layer) certificate issued by COMODO CA limited. Your credit card information is then stored on Authorize.net. Authorize.net issues transaction IDs regarding your transactions stored and accessed on our database. In those cases where we wish to reference your credit card information, we pass the transaction ID back to Authorize.net so that we can be given access to that information. However, at no time do we store the credit card’s personally identifiable information such as name, email, address and other related information in our own database.

3. Exceptions to our Privacy Policy

Possible exceptions to our policy include the following circumstances, and as indicated herein:

If a governmental agency, or an attorney, subpoenas your private information, or makes a formal request for discovery pursuant to any legal action, or pending legal action, should we posses that information, then we would share whatever personally identifying information we possess with the seeking party. If the law requires that we release your personal information, we will have no choice but to release it.

We will cooperate with any law enforcement agency that is investigating a potential or actual crime that we have reported, or that a third party has reported. That may require us to release your personal information to such law enforcement agencies.

If our attorney requests personally identifying information relevant to a current or pending legal matter in which you are a potential or actual party or otherwise contributed in some way to the causation of the legal matter then we will share whatever personally identifying information that we may have with our attorney.

4. Cookies

Please note that we may employ the use of cookies. Such usage of cookies could be when users create user accounts but we may further employ cookies to assist the functionality of other tools, services and functions in the future.

Cookies are small programs that enhance your use of the Internet, in general, and specifically we use cookies to enhance your usage of our functions.

The information gathered is not shared with third parties. You may turn off your cookies by adjusting the appropriate setting on your browser. As indicated herein, such actions on your part may diminish the usability of our site.

Please consult the HELP menu of your browser to learn how to turn your cookies off. Cookies do not reveal personal information and if you turn off your cookies you may find your enjoyment of the Internet, and our site, to be reduced or impaired. Turning off your cookies may interfere with some of our site’s functions and the site may not appear to be properly working if you turn off your cookies.

Cookies may provide Recording Session information, show us visitor preferences regarding return visits to our website, help us to mange subscription or private areas on our website, record user specific tracking or aggregate tracking information of visitors and deliver user customized content based on user specific information, such as browser type, screen type and resolution and so forth. None of the information gathered is shared with third parties.

These activities are done for the benefit of the site’s user so that we can provide a better, more effective and enjoyable user experience to all users.

Other possible uses for the information that we collect include internal tracking, review, or is used for contacting purposes and then is archived by us for future usage. We also use the information we collect to provide custom content for our user base.

"Personal information" generally refers to the information that you enter yourself into our database when you register or when you use any of our tools and services that require the entry of information by you. Aggregate information drawn from your usage of our tools and services and the locations you go to on our site and other activities may be shared by us with third parties but no personally identifiable information about you is released as the information is aggregated in nature. But if you are requested to enter personal information on a form provided by us or a third party and published on our site or linked to from our site, that information will be released to the requesting party.

Other aggregated information that we collect, which does not reveal your personal information, includes proxy server IPs, domain information, referral information, the date of your visit to our website, the time of day you visit our website, how long you stay on our web site during each visit, the frequency of visits to our website, the particular areas on our site you visit, the size of files you upload, download or view, your operating system, and the web browser you are using.

If you decide to buy products or services via our site, we collect information about your buying activities. We use this data for statistical and business purposes only and it does not involve revealing your personal information to any third parties or unauthorized employees.

We use cookies, web beacons, and log file information to collect and keep data and information so that our site "remembers" that information thusly keeping you from having to reenter it each time you visit our site. We also use such information to determine how well we are doing with our marketing campaigns, calculate aggregated user statistics such as the number of users, visitors and their activities as a group.

We will access your personal information for our own usage as reasonably required to operate our business and serve your needs or the general needs of our user community. Naturally, as indicated herein, we may email, write, or telephone you to respond to customer issues or other business related issues, either generated by you or by us.

5. Further Information and Security Issues

You can visit our home page without disclosing your personal data. Some aspects of our site are available to registered members only and as our terms require, you must provide us with the required registration information, which has to be complete, accurate and up to date.

If our company becomes insolvent, bankrupt, or enters into a receivership, or is merged, acquired or otherwise sold to another entity, your personal information would be transferred to a third party due to any of those circumstances as an asset of our business.

We do not knowingly collect personal data or information from minors.

We have implemented security policies, rules and technical measure to protect the personal data that we have under our control. These policies, rules and technical measures help to protect your data from unauthorized access, improper use or disclosure, unauthorized modification, and unlawful destruction or accidental loss. However, note that no policy, rule or technical measure can offer 100% protection against unauthorized access, improper use or disclosure, unauthorized modification, unlawful destruction or accidental loss.

All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitor’s and user’s personal data. Our database may contain confidential information regarding you or your personal communications to third parties. While we endeavor to maintain reasonable, industry standard security regarding such information/content, no security system can be 100% fool proof. In the event that the security to such information/content is breached for reasons outside of our control, you agree to HOLD US HARMLESS and to INDEMNIFY us against any loss, damages, injuries, costs, fees and claims of any and all nature regarding such security breaches.

Our Terms of Service are hereby incorporated by reference into this Privacy Policy as if fully set forth herein. Please read the same.

The submission of certain requested personal information is required to create a membership account. Users must provide billing addresses, phone numbers, and other information as required by us, but we will not release such information to the public, we shall only use such information in the normal course and manner of business and providing services to you.

Any personal information that you decide to publish via our tools and services will naturally be available to the public. If you publish your email, you may receive spam from third parties.

Should you wish to delete your account, you may do so by emailing our support department. It may take up to 60 days for us to delete your related data and information.

Internally, your personal information is available only to those employees reasonably required to have access to the same for the proper servicing of your account and our business. All personally identifying information is protected internally by passwords.

We provide you with a password for your account. Please keep that password secret and do not loan it to anyone else. If the password is accidently released to anyone, please let us know at once and please log in to change your password immediately. If there are any security issues regarding your password or account please contact us at once. We use industry standard security protection including the encryption of information using secure socket layer technology (SSL.) We follow industry security standards to protect the information we send you, that you send us, and that we store.

Blogs, chat rooms, bulletin boards, and other areas of our site where you may post or store content, comments, information and other materials, should be used with caution. If you post information in such areas that information becomes public in nature. We are not responsible for any personal information that you publish in such areas or any spam you may receive if you post your email for the whole world to see. We cannot guarantee that we will erase any of your postings upon your request for us to do so if you mistakenly post information that you regret you posted. Do not create a user name that reveals personal information about you. Instead, make up a fictitious user name rather than using your own real name or a portion of your real name.

We may hire contractors to provide services to our company, which could include such activities as database management, billing, customer support, and engineering. It may also include other activities or services. While these third parties may have access to your personal information they are required by contract to maintain confidentiality over such information.

If you wish to use a email referral tool that we may provide to allow you to inform a third party about our site, we will naturally ask you to enter in the third party’s email address which we will store. We will continue to use that email address to contact your friend about our site unless he or she opts out from receiving such emails. We may use a third party service provider to provide such email services for us, but they will be contractually bound to maintain the confidentiality of your information and to not use it or allow its use for any unauthorized usage by any further third party.

Identity theft and illegal practices such as "phishing" are of a great concern to us. Accordingly, we will not at any time request your credit card information, your password, you membership ID or other such personal information in a non- secure manner or by unsolicited email or by way of telephone calls. Always be careful about releasing such personal information if you are asked to do so by email or telephone because such is often part of a scam to illegally gain and use your information. You can become more aware of phishing and other scams by visiting the Federal Trade Commission’s website.

6. Further Data Collection, Usage and Storage

In all cases where we have collected your information for any purpose, your information may be transferred to and stored on computers outside of your location and outside of the United States. The privacy laws in locations outside of the United States may be different from the laws of the United States. If you live outside of the United States, your personal information may be stored on computer in the United States, and the laws of the United States regarding privacy may differ from the laws of your own nation. By using our site’s tools and services, you agree to our transfer to and storing of your personal information on servers in the location of our own choosing.

7. Third Party Web Sites

We may provide links to third party websites. We are not responsible for the privacy policies of such sites. Please carefully review such third party web site privacy policies before you disclose any personally identifiable information to such web sites.

8. Changes to this Policy

We reserve the right to change the terms of this privacy policy at any time with no prior notice. When we make changes, we will revise the "last updated" date at the top of the policy. Please review this policy each time you visit our site or use any tool or service that we provide.

9. Contacting us about this Policy

Please contact us if you have questions or concerns about our privacy policy.